Approval Service

Mortgages made easy.

9/10 Clients Approved
First Time with us

Experienced
Financial Advisors

Mortgage Specialists
for Self-Build

Public Service
Workers Mortgages

Over 35 Years of
Independant Advice

Certified Mortgage & Financial Advisors

Great for First Time Buyers, Self Builds, Civil/Public Service and Refinancing

From our offices in Athenry Co. Galway, we specialise in building a tailor made application for first time buyers, saving time, money and reducing the risk of decline.

9/10 of mortgage applications we submit are approved first time. Contact us today for a chat and see how we can get the job done for you.

Mortgage Calculator

9/10 Mortgage Approval Rate

Did you know if you have a previous declined application that it can impact negatively on future applications? Get it right first time with our experienced experts.

Specialising in Self-Builds

We have extensive experience with self building with our unique self build service where we get approval provisionally even before you design your new home thus providing you with a budget to work with!

New Public Service Mortgage

If you work in the public service there are preferential terms

A Full Suite of Mortgage and Financial Services

Tailored to Personal and Corporate Clients

First Time Buyer

We help you through the daunting task of mortgage rates, application criteria and form filling with independant expert advice.

Self Build

Many of our clients are self-builders and have recommended us as we are famimliar with its unique circumstances.

Switch and Save

We help people switch their mortgage and save tens of thousands over the remainder of the term. Its a no-brainer.

Public Sector Mortgage

We have specialised mortgages for those working in the public sector with preferential rates and facilities.

Life and Pensions

From Mortgage Protection Cover to Life , Disability and Pension Cover we have many solutions to suit you or your firms employees.

Income Protection

We have designed Income Insurance to be as flexible as possible, and its aim is to suit your income protection needs.

We needed someone to make the mortgage process easy so we didnt make any rookie mistakes and get the best rate and amount possible

Matthew Young

Medical Device Assembly, Galway

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9/10 Satisfaction Guarantee

9/10 of our applications are approved first time

Working in the Public Sector?

We're excited to promote ICS Mortgages new special public service mortgages.

If you work in the public service there are preferential terms 

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"Brian and Mortgage Options made us Mortgage Ready in time to buy our first home. He came recomended and made the process very easy. We're very happy."
Richard Thompson
Line Manager, Galway
"Early on we switched back to Mortgage Options as with a self-build the process wasnt as straight forward. Mortgage Options simplifies everything and we got our application through first time. Delighted."
Miriam O'Connor
Clarenbridge, Galway
"We saved a fortune by going with Mortgage Options, they were able to get a much better deal than we had been looking at elsewhere and were able to leverage our public service job positions. Thanks so much."
Donna Blackwood
Nurse Registrar, Galway